Goldmark FCU is pleased to offer our members Federally Secure Mortgage Programs in partnership with Allanach Mortgage Group – FHA, VA, Rural Housing, and Reverse Mortgages.


We offer several options for members looking to purchase or refinance and receive cash out. We have 96.5% and 100% financing available.

FHA/FHA 203K – 3.5% Down

Purchases or refinances with lower Fico scores and higher LTV’s. Solid fixed rate loans.

VA Mortgages – 0% Down

30 Year Fixed Rates, 100% Financing, no PMI, available on a purchases and 90% LTV cash out.

H.A.R.P. 2.0 Mortgages

Home Affordable Refinance Program (HARP) started in April 2009. The government also refers to this program as the Making Home Affordable Plan, the Obama Refi Plan, the DU Refi+ and the Relief Refinance.

How do I know if I’m eligible for HARP 2.0?

If you answer yes to all of the following questions, you may be eligible!

  • Is your mortgage loan currently owned by either Fannie Mae or Freddie Mac?
  • Was your loan sold to Fannie Mae or Freddie Mac prior to June 1, 2009?
  • Is your current loan-to-value greater than 80%?
  • Is your mortgage up-to-date with all payments made on time in the past 6 months, and no more than one late payment in the past 12 months?

Reverse Mortgages

Reverse Mortgages are a valuable financial tool for seniors, 62 and older. This mortgage option gives them the opportunity to increase their monthly cash flow so they may live their life to the fullest.

Rural Housing

With Rural Housing you can get 100% financing on purchases in small suburban/rural areas.

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