Rates



Loan Rates Certificate Rates Savings Rates

Visit our full service online mortgage center to learn about mortgages, or get approved anytime. To check the most current mortgage rates click here.

Effective as of: 2/1/16
 
Loan ProductsAnnual Percentage RateTermConditions
APR
Home Equity Line of Credit3.25%*5 Yr Draw PeriodUp to 1% Below Prime - Variable Rate
15 Year TermRate subject to change
*Floor rate 3.25% maximum rate 18%
80% Loan to Value - No initial closing cost
Rates adjust with credit worthiness
 
Home Equity Fixed Line of Credit2.99%/First 3 years3 Yr Draw Period80% Loan to Value - No initial closing costs
4.99% / Remaining 7 years10 Year TermRates adjust with credit worthiness
 
Fixed Home Equity loan3.24%5 years80% Loan to Value - No initial closing cost
3.49%* - 3.74%10 years* Lower rate is for 1st lien position
3.99%* - 4.24%15 yearsRate adjust with credit worthiness
 
Manufactured Home / Mobile Homes3.99%5 years20% down - 80% Loan to Value
5.49%6 - 7 yearsRate adjust with credit worthiness
6.49%8 -10 yearsCall for more details
7.24%11 -15 years
 
Personal Loan9.49%1-5 Years$250 minimum $7,500.00 maximum
Rate adjust with credit worthiness
 
Zero Credit Score Loan11.99%6 months - 1 year$250.00 maximum,
Minimum employment 1 year.
 
Loan Special5.15%up to 18 month term or less$250 minimum - $2,500.00 maximum
Rate adjust with credit worthiness
New Money Only - No refinance
 
Certificate Pledge Loan4.00% over rate3 months - 4 yearsup to 90% financing
 
Share Pledge Loan4.00% over rate1 - 5 yearsup to 90% financing
 
Recreational9.00% New1 - 5 Years20% down - 80% financing
9.50% UsedRate adjust with credit worthiness
 
1st MortgageFixed/AdjustableCall for details
 
New / Used Auto Loan
1.95%*-2.95%2015-2016New to Goldmark FCU
2.34%* - 3.34%2015 - 2016Up to 72 month term
3.34%* - 4.34%2013 - 2014*60 month term or less
5.34%20120% down - 125% (of NADA retail value)
6.34%2010 - 2011Rate adjust with credit worthiness
7.34%2009Loyalty discount may lower rate
8.34%2008 or Older
 
New / Used Motorcycle LoanAPRModel Year
6.99%2015 - 2016Up to 60 month term
8.99%2008 thru 20140% down - 125% (of NADA retail value)
8.99%*2007 or Older*2007 or older 20% down - 80% financing
Rate adjust with credit worthiness
 
Loyalty discounts are based on the number of active accounts and services on a member's profile.
Loyalty discounts may apply to some new and used auto loans and do not include any personal loans, mortgage, equity loans or consumer loan specials.
(WSJ) Wall Street Journal Prime Rate 3.50% effective 12/2015.
Rates will be determined by individual credit worthiness. Account subject to individual approval.
(APR) Annual Percentage Rate. Maximum Equity Line or Equity Loan amount is $200,000.00.

NMLS #409468