(FRAUD ALERT) Due to the Target breach your Debit card may be compromised. Please call for details

Rates



Loan Rates Certificate Rates Savings Rates

Effective as of: 06/01/2014
 
Loan ProductsAnnual Percentage RateTermConditions
APR
Home Equity Line of Credit4.00%*5 Yr Draw PeriodUp to 1% Below Prime - Variable Rate
15 Year TermRate subject to change
*Floor rate 4.00% maximum rate 18%
80% Loan to Value - No initial closing cost
Rates adjust with credit worthiness
 
Home Equity Fixed Line of Credit2.99%/First 3 years3 Yr Draw Period80% Loan to Value - No initial closing costs
4.99% / Remaining 7 years10 Year TermRates adjust with credit worthiness
 
Fixed Home Equity loan2.99%5 years80% Loan to Value - No initial closing cost
3.49%* - 3.74%10 years* Lower rate is for 1st lien position
3.99%* - 4.24%15 yearsRate adjust with credit worthiness
 
Manufactured Home / Mobile Homes3.49%5 years20% down - 80% Loan to Value
4.99%6 - 7 yearsRate adjust with credit worthiness
5.99%8 -10 yearsCall for more details
6.99%11 -15 years
 
Personal Loan8.99%1-5 Years$250 minimum $7,500.00 maximum
Rate adjust with credit worthiness
Loyalty discount may lower rate
 
Zero Credit Score Loan11.99%6 months - 1 year$250.00 maximum,
Minimum employment 1 year.
 
Loan Special2.99%1 year$250 minimum - $2,000.00 maximum
Rate adjust with credit worthiness
New Money Only - No refinance
 
Certificate Pledge Loan3% over rate3 months - 4 yearsup to 90% financing
 
Share Pledge Loan4.00% over rate1 - 5 yearsup to 90% financing
 
Recreational9.00% New1 - 5 Years20% down - 80% financing
9.50% UsedRate adjust with credit worthiness
Loyalty discount may lower rate
 
1st MortgageFixed/AdjustableCall for details
 
New / Used Auto LoanAPRModel Year
1.99%* - 2.99%2014 - 2015Up to 72 month term
New / Used Auto2.99%* - 3.99%2012 - 2013*60 month term or less
Receive a FREE Gas Card4.99%20110% down - 100% (of NADA retail value)
up to $1005.99%2010 - 2009Rate adjust with credit worthiness
6.99%2008Loyalty discount may lower rate
7.99%2007 or OlderFree gas card at completion of loan
 
New / Used Motorcycle LoanAPRModel Year
6.99%2014 - 2015Up to 60 month term
8.99%2007 thru 20130% down - 100% (of NADA retail value)
8.99%*2006 or Older*2006 or older 20% down - 80% financing
Rate adjust with credit worthiness
 
Loyalty discounts are based on the number of active accounts and services on a member's profile.
Loyalty discounts only apply to consumer loan products and do not include any mortgage, equity loans or consumer loan specials.
(WSJ) Wall Street Journal Prime Rate 3.25% effective 12/2008.
Rates will be determined by individual credit worthiness. Account subject to individual approval.
(APR) Annual Percentage Rate. Maximum Equity Line or Equity Loan amount is $200,000.00.

NMLS #409468