Loan Rates Certificate Rates Savings Rates

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Effective as of: 06/01/2018
Loan ProductsAnnual Percentage RateTermConditions
Home Equity Line of Credit3.75%*5 Yr Draw Period*Up to 1% Below Prime - Variable Rate
15 Year TermRate subject to change
Floor rate 3.25% maximum rate 18%
80% Loan to Value - No initial closing cost
Rates adjust with credit worthiness
Home Equity Fixed Line of Credit3.75% / First 3 years3 Yr Draw Period80% Loan to Value - No initial closing costs
4.25% / Remaining 7 years10 Year TermRates adjust with credit worthiness
Fixed Home Equity loan3.24%5 years80% Loan to Value - No initial closing cost
3.49%* - 3.74%10 years* Lower rate is for 1st lien position
3.99%* - 4.24%15 yearsRate adjust with credit worthiness
Manufactured Home / Mobile Homes3.99%5 years20% down - 80% Loan to Value
5.49%6 - 7 yearsRate adjust with credit worthiness
6.49%8 -10 yearsCall for more details
7.24%11 -15 years
7.49%20 years**restrictions apply
Personal Loan9.49%1-5 Years$250 minimum $7,500.00 maximum
Rate adjust with credit worthiness
Zero Credit Score Loan11.99%6 months - 1 year$250.00 maximum,
Minimum employment 1 year.
Holiday Loan Special3.50%up to 12 month term or less$250 minimum - $2,000.00 maximum
Rate adjust with credit worthiness
New Money Only - No refinance
Certificate Pledge Loan4.00% over rate3 months - 4 yearsup to 90% financing
Share Pledge Loan4.00% over rate1 - 5 yearsup to 90% financing
Recreational9.00% New1 - 5 Years20% down - 80% financing
9.50% UsedRate adjust with credit worthiness
1st MortgageFixed/AdjustableCall for details
New / Used Auto Loan
2.99%* - 3.99%2017 - 2018Up to 72 month term
4.19%* -5.19%2015 - 2016*60 month term or less
5.39%20140% down - 125% (of NADA retail value)
5.79%2012 - 2013Rate adjust with credit worthiness
6.09%2011Loyalty discount may lower rate
New / Used Motorcycle LoanAPRModel Year
6.99%2017 - 2018Up to 60 month term
8.99%2010 thru 20160% down - 125% (of NADA retail value)
8.99%*2009 or Older*2009 or older 20% down - 80% financing
Rate adjust with credit worthiness
Loyalty discounts are based on the number of active accounts and services on a member's profile.
Loyalty discounts may apply to some new and used auto loans and do not include any personal loans, mortgage, equity loans or consumer loan specials.
(WSJ) Wall Street Journal Prime Rate 4.75% effective March 22, 2018.
Rates will be determined by individual credit worthiness. Account subject to individual approval.
(APR) Annual Percentage Rate. Maximum Equity Line or Equity Loan amount is $300,000.00.

NMLS #409468