SAVINGS RATES-TERMS

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Savings
Effective: MAY 1, 2008

CERTIFICATES**
Includes IRA Certificates
and Coverdell ESA
(Formerly Education IRA)

Regular

IRA

Minimum Balance
$1,000.00

6 MTH CD SPECIAL
$1,000
$500.00

2.67% apy 2.70%

3/9/10 Month CD's

$1,000

$500

2.23% apy 2.25%

15 & 18 Month CD

2.33% apy 2.35%

1/2 & 3 year CD

2.57% apy 2.60%

4 year CD

2.77% apy 2.80%

Children's CD
Little Nugget

$100

$100

Any term 2.77% apy 2.80%

^SAVINGS

Minimum Balance
to earn advertised
APY *

Dividend Rate

Yield
Annual Percentage Yield
APY *

Hi -Yield Money Market

$25,000 + over

1.24%

1.25%

$10,000 -$24,999.99

.99%

1.25%

$2,500 - $9,999.99

.60%

.60%

$100 - $2,499.99

.40%

.40%

Shares

$100

.40%

.40%

IRA Share Savings

$100

.50%

.50%

Christmas / Vacation Clubs

$1

.40%

.40%

Escrow Savings

$100

.40%

.40%

* APY = Annual Percentage Yield.

* * A substantial penalty may be imposed for early withdrawal from a term certificate. The Annual Percentage Yield is accurate as of the specified effective date above. Rates may change without notice.
Fees could reduce the earnings on an account.

Disclosures & Policies

© 2006 Goldmark Federal Credit Union. All rights reserved I Privacy Statement I Terms of Use l Contact Us l

CERTIFICATES** Includes IRA Certificates and Coverdell ESA (Formerly Education IRA)	Regular	IRA	Minimum Balance $1,000.00
6 MTH CD SPECIAL	$1,000	$500.00	2.67% apy 2.70%
3/9/10 Month CD's	$1,000	$500	2.23% apy 2.25%
15 & 18 Month CD			2.33% apy 2.35%
1/2 & 3 year CD			2.57% apy 2.60%
4 year CD			2.77% apy 2.80%
Children's CD Little Nugget	$100	$100	Any term 2.77% apy 2.80%
^SAVINGS	Minimum Balance to earn advertised APY *		Dividend Rate	Yield Annual Percentage Yield APY *
Hi -Yield Money Market	$25,000 + over		1.24%	1.25%
	$10,000 -$24,999.99		.99%	1.25%
	$2,500 - $9,999.99		.60%	.60%
	$100 - $2,499.99		.40%	.40%
Shares	$100		.40%	.40%
IRA Share Savings	$100		.50%	.50%
Christmas / Vacation Clubs	$1		.40%	.40%
Escrow Savings	$100		.40%	.40%
* APY = Annual Percentage Yield. * * A substantial penalty may be imposed for early withdrawal from a term certificate. The Annual Percentage Yield is accurate as of the specified effective date above. Rates may change without notice. Fees could reduce the earnings on an account. Disclosures & Policies © 2006 Goldmark Federal Credit Union. All rights reserved I Privacy Statement I Terms of Use l Contact Us l