We are pleased to provide Goldmark Federal Credit Union’s Web site in the domain www.goldmarkfcu.com (“Site”). This Site is provided subject to the terms and conditions stated here.

Please read this information carefully, as your use of the Site constitutes your agreement to all of its terms and conditions, including but not limited to our Privacy Statement. If you do not agree, please exit the Site now.

Our Site is intended to provide members of Goldmark Federal Credit Union Union and other Site visitors (“you”) easy access to information about Goldmark Federal Credit Union (“we” and “us”). Copyright in the pages, in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Goldmark Federal Credit Union unless otherwise indicated. You may copy or print an unaltered permanent copy of information on the Site for your personal use, for non-commercial purposes only. You may not copy, modify, publicly distribute or display, perform, publish, repost, reproduce, reuse, license, create derivative works from, transfer, sell or otherwise use any information obtained on this Web site for public or commercial purposes without the express written consent of Goldmark Federal Credit Union.

Use of Information and Materials

Unauthorized use of this Site and systems including but not limited to unauthorized entry into Goldmark Federal Credit Union’s systems, misuse of passwords, or misuse of any information posted on the Site is strictly prohibited. Your eligibility for particular products and services is subject to final determination by Goldmark Credit Union and/or its affiliates.

Privacy

For information about how we treat information that you provide us, please see our Privacy Statement, which is incorporated into these Terms and Conditions.

No Warranty

All information is either generated by us or is obtained from sources believed by us to be accurate and reliable as of the date posted on the Site. All information, materials, products and services contained in this Site, including links, text graphics or other items, are provided “as is” and “as available”. Goldmark Federal Credit Union does not warrant the accuracy, adequacy, completeness, suitability, availability or timeliness of the information on this Site or the error-free use of this Site, and we expressly disclaim liability for errors and omissions in this information and materials. No warranty of any kind, implied, expressed or statutory, including but not limited to the warranties of non-infringement of third party rights, titles, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Links to other Sites

Our Site contains hyperlinks to sites operated by third parties. When you click on the link, you will leave our Site and go to the linked site. We are not responsible for the contents or accuracy of the linked sites, and their terms and conditions and privacy policy apply. By creating a link to a third-party Web site, we do not endorse or recommend any products or services offered or information contained at that Web site. Nor are we liable for any failure or products or services offered or advertised at those sites. We cannot take responsibility for the content, terms of use, privacy policy, business practices, or products or services of any third- party Web site. You should review the privacy policy of a Web site before you provide any personal or confidential information.

Limitation of Liability

In no event shall Goldmark Federal Credit Union be liable for any damages, losses or liabilities including without limitation, direct or direct, special incidental, consequential damages losses or liabilities, in connection with your use of this Site or any linked site or use thereof or use by any party or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure even if Goldmark Federal Credit Union, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

We reserve the right to change these terms and conditions from time to time. You agree to check the Terms and Conditions periodically to make sure you remain comfortable with it. No changes proposed by you or us will be effective unless and until they appear in these Terms and Conditions. If you do not want to be bound by any changes, you must not use the Site after their effective date.

We also reserve the right to terminate the Site, make access unavailable, and change the Site content, with or without reason or notice, at any time.

This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution would be contrary to local law or regulation.

Your use of our Site is governed by Massachusetts and applicable federal law.

Contact us if you have any questions or problems with this Site.