Avoid Dealer Markups & Hidden Costs—Get Pre-Approved with Goldmark FCU!
President’s Day weekend is one of the busiest times for car shopping, with dealerships advertising “too-good-to-miss” deals. But are they really the best offers? Before you get swept up in flashy promotions, consider this: getting pre-approved for an auto loan with Goldmark FCU could save you thousands!
The Power of Pre-Approval
When you finance through a dealership, you might not be getting the lowest rate. Dealers often add a markup to the interest rate they secure from lenders, meaning you pay more than necessary. By getting pre-approved through Goldmark FCU, you lock in a competitive rate with no hidden costs.
Here’s Why You Should Get Pre-Approved First:
- You Know Your Budget in Advance – Instead of guessing what you can afford, you’ll have a clear loan amount before stepping onto the lot.
- You Get the Best Interest Rate – Our members enjoy lower rates than what many dealerships offer.
- Stronger Negotiation Power – Dealers will try to sell you on a monthly payment rather than the actual price of the car. With pre-approval, you negotiate the total cost, not just the payments.
- Less Stress, Faster Purchase – Skip the dealership’s financing process and paperwork. Walk in ready to buy!
Drive Into Winter With a New Ride!
Rate as low as
5.89% APR*
SIMPLE APPLICATION PROCESS
LOCAL, FRIENDLY SERVICE
Finance your next vehicle with confidence through Goldmark FCU’s Auto Loans.
- Loan Term Options:
- Up to 84 months for vehicles less than 4 years old.
- Up to 72 months for vehicles 5-6 years old.
- Vehicle Age Limit: Must be no older than 10 years.
- Loan Amount: 0% to 125% of the JD Power vehicle value.
- Important Note: Auto loans exceeding 100% of the vehicle value will require GAP insurance for protection.
At Goldmark FCU, we offer a wide range of loan products designed to meet your financial needs, whether you’re buying a car, making home improvements, or building credit. All loans, except the Mass Save Loan, Credit Builder Loan, and Share/Certificate Pledge Loan, are offered with risk-based pricing.
Quick & Easy Process
Our loan process is designed for convenience, with some loans even eligible for same-day closing.
Apply NowLoan Application Requirements
* APR – Annual Percentage Rate. Rate subject to change at any time without notice. All loans are subject to credit approval. Membership eligibility required. Borrow $30,000 at 6.44% for 5 Years, pay $19.54 per $1,000 borrowed.