Effective as of: 02/01/2023

Certificate of Deposit and IRA Certificate of Deposit Accounts
Description Rate APY* Minimum Balance
3 Month 0.20%** 0.20% $1,000
6 Month 0.20%** 0.20% $1,000
9 Month 3.50%** 3.55% $1,000
11 Month CD Special 4.00%** 4.08% $1,000
12 Month Freedom Gold 0.25%** 0.25% $1,000
15 Month 0.25%** 0.25% $1,000
18 Month 4.50%** 4.59% $1,000
24 Month 0.25%** 0.25% $1,000
36 Month 0.30%** 0.30% $1,000
48 Month 0.30%** 0.30% $1,000
60 Month 2.25%** 2.27 $1,000
Children's Little Nuggets CD 4.50%** 4.59% $100

*Annual percentage Yield. All offered rates subject to change at any time.
Rates for Certificate accounts are fixed at the time of account opening for the term of the account.
Penalty may apply for early withdrawls from a Certificate account.

12 Month Freedom Gold Certificate allows you one deposit and one withdrawl; not to go below minimum balance requirements; will not extend term of Certificate; penalties may apply if closing Certificate early.
Children's Little Nugget; for ages 0 thru 17; may select any term; penalties may apply if closing Certificate early.